UK Bank Switch Bonuses

Provider

Monzo

£10, £20 or £50

Monzo's referral terms give a new UK customer 30 days from entering their mobile number on the invite page to open an account, add money and make one card payment. Your reward is random: £10 for 94 people in 100, £20 or £50 for the rest, and only £5 in some cases. Open it for the account, not the bonus.

Requirement: Add money (any amount) and make one eligible Monzo card payment within 30 days

Provider

Chase UK

£50

Chase pays you £50 when you activate a single-use referral code in the app and pay in £1,000 in total within 30 days of opening your first account. Chase only lets customers send codes to people they know, so request a private invite from this page rather than relying on a public code. Move the £50 out of Rewards before you ever leave Chase.

Requirement: Activate a personal single-use code and pay in £1,000 in total within 30 days of opening your first Chase account

Provider

Zopa Biscuit

£20

Open a Biscuit bank account through GetQuids' Zopa invite link and you get £20, provided you've never used the Zopa app or held a Zopa product. Enter your mobile number on the invite page first and finish within 30 days; the live invite terms control.

Requirement: None on this invite: open a Biscuit account through the link within 30 days of entering your mobile number

Provider

Monese

Up to £10

Monese's invite page pays £5 for activating the physical card and making one card payment, and £5 more after £500 of spending, within a year of opening. After a £0.99 transfer in, that's about £9 net, or about £4 if you're charged £4.95 for card delivery. Worth it only if you need a stopgap account anyway.

Requirement: Stage 1: activate the physical card and make one card payment; stage 2: £500 of card spending or qualifying transfers, within 1 year

Provider

Wise

Free card (£7) or fee-free transfer

Join Wise through this invite link and you choose one gift: the physical card free (it normally costs £7) or one transfer of up to £500 with no Wise fee. Nothing to spend first. If you want the card anyway, the free card is usually the bigger saving: on the routes we priced, even a £1,000 transfer costs less than £5 in fees.

Requirement: None: signing up through the invite link is enough to choose the gift

Provider

iFAST Global Bank

£5

Open an iFAST account through this referral link, put in at least £500 within 30 days of approval and the £5 arrives the next day, with no need to keep the money there. It's a small extra: at 2.65% AER, £500 left for 30 days earns about £1.08 of interest on top, so the bonus matters most if you'd use iFAST as a second account anyway.

Requirement: First deposit of at least £500 (or the equivalent) within 30 days of approval, per the latest published (Q3 2026) terms; the 30 September extension calls it a minimum first deposit and published no new terms

Provider

Revolut

No reward for you

To be clear: joining Revolut through this invite link earns you nothing. Revolut's referral terms give the person joining no reward, unless Revolut tells you about one of your own. Open it if you want a free multi-currency account for travel and everyday spending; the Standard plan costs nothing and no bank switch is needed.

Requirement: None: there is no new-customer reward to qualify for

Provider

Skrill Money Transfer

£10 transfer credit

Join Skrill as a new member through a personal invite and send at least £100 abroad to earn £10 of transfer credit. The credit comes off your next eligible transfer of £100 or more (clause 3.6 also mentions use on the first, so check the checkout), expires after three months and isn't cash.

Requirement: One completed transfer of at least £100, excluding fees or taxes, to a recipient in another country; using the credit needs another eligible £100+ transfer

Provider

Revolut Business

No reward for your business

Open a Revolut Business account through GetQuids' invite link only if the account suits your company. Under Revolut's Customer to Business referral terms the invited business gets no reward.

Requirement: None: there is no reward for the invited business

Provider

Barclays

Up to £300

Open a sole Barclays Bank Account in the app, fully switch with at least 3 active Direct Debits and pay in £2,000 of salary within 30 days for £150. Then get £30 a month for up to 5 months by making 10 card purchases and paying in £2,000 of salary each month.

Requirement: Full CASS switch with 3 active Direct Debits and £2,000 salary within 30 days of opening; then 10 card purchases and £2,000 salary in each month for each £30

Provider

HSBC

£220

Open a sole HSBC Bank Account in the HSBC UK app and, within 60 days, complete a full CASS switch with at least 2 Direct Debits, pay in £2,000 and spend £500 on the debit card. HSBC pays £220 within 60 days of you qualifying; current and recent HSBC UK or first direct customers are excluded. Screenshot each step as you go.

Requirement: Within 60 days of opening in the app: full CASS switch with at least 2 Direct Debits, £2,000 paid in and £500 of eligible debit-card purchases

Provider

First Direct

£210

Open a 1st Account and, within 45 days, switch with CASS (at least 2 Direct Debits or standing orders), pay in £1,000, make 5 card payments and log on to the app or Online Banking. Accounts opened by 2 December 2026 get £210 (£175 plus a £35 boost); after that the £175 continues until first direct withdraws it. Note your opening date: every task counts from it.

Requirement: Within 45 days of opening: full CASS switch with at least 2 Direct Debits or standing orders, £1,000 paid in, 5 debit-card payments and a log-on to the app or Online Banking

Provider

NatWest

£200

Open a NatWest Select or Reward account and complete a full CASS switch from a bank outside NatWest Group. Within 60 days of the switch completing, pay in £1,250 (each payment held for 24 hours) and log in to the mobile app. Anyone who has ever had NatWest Group switch cash is excluded. Note the date your switch completes: the 60 days start then.

Requirement: Within 60 days after the switch completes: £1,250 paid in, each payment held for at least 24 hours, and a mobile-app login

Provider

RBS

£200

Open a RBS Select or Reward account and complete a full CASS switch from a bank outside NatWest Group. Within 60 days of the switch completing, pay in £1,250 (each payment held for 24 hours) and log in to the mobile app. Anyone who has ever had NatWest Group switch cash is excluded. Note the date your switch completes: the 60 days start then.

Requirement: Within 60 days after the switch completes: £1,250 paid in, each payment held for at least 24 hours, and a mobile-app login

Provider

Nationwide

£175

Switch a current account from another bank in full, moving at least 2 active Direct Debits, within 28 days; then pay in £1,000 and make one eligible debit-card payment within 31 days. A new or existing FlexDirect, FlexAccount or FlexPlus can qualify; switches from Nationwide or Virgin Money are excluded, and sole and joint bonuses are limited to one each since 2021. Pick the earliest switch date offered.

Requirement: Switch completes within 28 days; £1,000 paid in and one eligible debit-card payment within 31 days of opening or of asking to switch into an existing account

Provider

Lloyds

£200

Open a new Club Lloyds, Club Lloyds Silver, Club Lloyds Platinum or Lloyds Premier account between 17 September and 9 December 2026, start a full switch with at least 3 active Direct Debits by 9 December, and Lloyds pays £200 within 14 working days of the switch starting. Recent Lloyds, Halifax and Bank of Scotland switch-offer customers are excluded.

Requirement: Full CASS switch with at least 3 active Direct Debits, started by 9 December 2026