Free Money UK No Deposit Offers

Provider

Whatnot

£10–£200 mystery credit

Fancy a dabble in live shopping? Open a new Whatnot buyer account through invite jimbb, verify your phone number, and a randomly determined £10–£200 promotional credit lands in your account — the exact amount is revealed during sign-up, so it's a proper lucky dip. The credit only covers the eligible order subtotal: shipping, fees and taxes still come out of your pocket, and it has no cash value. Two things to know: it only works with sellers transacting in GBP, and it expires 90 days after issue. And a word of caution — live auctions are brilliant at parting you from your money, so set a firm total budget before you join a show.

Requirement: No minimum order value; credit covers the eligible order subtotal only, not shipping, fees or taxes

Provider

Rakuten UK

£25 cashback

Shopping anyway? Route it through Rakuten. Join Rakuten UK via the referral link, spend £50 (exc. VAT) across eligible brands — Amazon excluded — within 90 days of joining, and £25 cashback is yours once the spend tracks and is approved. The £50 can be split across multiple purchases and brands, which keeps things flexible. Mind the tripwires, though: cancelled, returned, untracked or ineligible purchases don't count, and neither do unapproved voucher codes. Start from a clean browser session and click through from Rakuten right before you buy.

Requirement: £50 eligible tracked spend excluding VAT within 90 days

Provider

ero by EarnOS

50% boost on day-one earnings

New on the block: ero, the rewards app by EarnOS. Sign up with referral code ejsmci5l55 and every reward you earn in your first 24 hours gets a 50% boost — a multiplier on what you earn, not a flat sign-up payment. Work through brand missions, Connect actions and partner offers that take your fancy, paid in dollar-denominated rewards. Eyes open, though: mission supply and base values shift all the time, some tasks want you to link third-party accounts or install apps, and using the card or withdrawing may need identity verification. Rewards are dollar-denominated (USDC is possible), so conversion spreads and fees apply. Genuine activity only — bots, spam and duplicate accounts get rewards cancelled.

Requirement: No purchase required to join; complete eligible missions during the first 24 hours to benefit from the 50% boost

Provider

Monzo

£10, £20 or £50

Monzo's referral terms give a new UK customer 30 days from entering their mobile number on the invite page to open an account, add money and make one card payment. Your reward is random: £10 for 94 people in 100, £20 or £50 for the rest, and only £5 in some cases. Open it for the account, not the bonus.

Requirement: Add money (any amount) and make one eligible Monzo card payment within 30 days

Provider

Chase UK

£50

Chase pays you £50 when you activate a single-use referral code in the app and pay in £1,000 in total within 30 days of opening your first account. Chase only lets customers send codes to people they know, so request a private invite from this page rather than relying on a public code. Move the £50 out of Rewards before you ever leave Chase.

Requirement: Activate a personal single-use code and pay in £1,000 in total within 30 days of opening your first Chase account

Provider

Zopa Biscuit

£20

Open a Biscuit bank account through GetQuids' Zopa invite link and you get £20, provided you've never used the Zopa app or held a Zopa product. Enter your mobile number on the invite page first and finish within 30 days; the live invite terms control.

Requirement: None on this invite: open a Biscuit account through the link within 30 days of entering your mobile number

Provider

Monese

Up to £10

Monese's invite page pays £5 for activating the physical card and making one card payment, and £5 more after £500 of spending, within a year of opening. After a £0.99 transfer in, that's about £9 net, or about £4 if you're charged £4.95 for card delivery. Worth it only if you need a stopgap account anyway.

Requirement: Stage 1: activate the physical card and make one card payment; stage 2: £500 of card spending or qualifying transfers, within 1 year

Provider

Quidco

£10 bonus unlocked

Quidco keeps the bar low: join through the referral link, earn £5 of confirmed cashback through your shopping, and a £10 bonus unlocks. The catch is that word confirmed — pending, declined and returned purchases don't count, and confirmation can take weeks. For tracking that actually tracks: click through from Quidco right before checkout, keep cookies enabled, and avoid unapproved voucher codes. Once the £10 lands, shopping cashback stacks on top. Joining is free.

Requirement: £5 confirmed cashback; pending or declined cashback does not count

Provider

TopCashback

£10 welcome

The UK cashback institution. Join TopCashback via the referral link and meet the current welcome-bonus terms' payable-cashback requirement to unlock a £10 bonus — the operative word is payable: tracked is not confirmed, and the retailer has to validate the sale first, so patience is required. Then keep earning across 6,000+ retailers, withdrawing to your bank, PayPal or gift cards (which sometimes carry a top-up bonus). The standard account is free; the paid Plus tier lifts some rates but isn't required. Cashback can take weeks or months to confirm — that's just how the game works.

Requirement: Qualifying cashback must become payable before bonus payout

Provider

Wise

Free card (£7) or fee-free transfer

Join Wise through this invite link and you choose one gift: the physical card free (it normally costs £7) or one transfer of up to £500 with no Wise fee. Nothing to spend first. If you want the card anyway, the free card is usually the bigger saving: on the routes we priced, even a £1,000 transfer costs less than £5 in fees.

Requirement: None: signing up through the invite link is enough to choose the gift

Provider

giffgaff

£5 extra credit

A free SIM plus £5 credit on activation — the sort of easy win you don't walk past. Order your free giffgaff SIM through this page, activate it when it arrives, and the £5 extra credit lands under giffgaff's current offer terms. Fair note: it's mobile account credit, not cash — and the plan, coverage and price still need to suit your actual usage. Lovely stuff.

Requirement: Order a free giffgaff SIM through the affiliate link and activate it to receive £5 extra credit

Provider

iFAST Global Bank

£5

Open an iFAST account through this referral link, put in at least £500 within 30 days of approval and the £5 arrives the next day, with no need to keep the money there. It's a small extra: at 2.65% AER, £500 left for 30 days earns about £1.08 of interest on top, so the bonus matters most if you'd use iFAST as a second account anyway.

Requirement: First deposit of at least £500 (or the equivalent) within 30 days of approval, per the latest published (Q3 2026) terms; the 30 September extension calls it a minimum first deposit and published no new terms

Provider

Snoop

£5 Amazon voucher

Snoop is the money-management app that keeps tabs on your spending and serves up money-saving ideas. Join as a new user through the referral link, connect an eligible bank or credit-card account via Open Banking within 30 days, keep it connected for at least 14 days, and a £5 Amazon voucher is yours once the referral checks clear — no spending required. Note the small print: it's a voucher, not cash, and it's for UK residents aged 18+ only. Linking a bank account is the whole ask, so read Snoop's privacy and security info first and only connect if you're comfortable.

Requirement: Connect an eligible account within 30 days and keep it connected for 14 days

Provider

Eskimo

Free 500MB

Free data with no card details? We'll take that. Sign up to Eskimo through our link or with referral code CWJK257 and 500MB of Global data lands in your account straight away, usable in 111+ countries with no purchase needed. It has no expiry date, so whatever you don't use this trip waits for the next, as long as the account sees some activity at least once every two years. When it runs out the connection stops with no auto-charge, and the app's scratch cards can add a bit more. You'll need an unlocked eSIM phone to install it, and many iPhones bought in Hong Kong, Macao or mainland China have no eSIM.

Requirement: No purchase required; sign up with code CWJK257 for the free 500MB

Provider

HoteLux

Member perks (free to join)

Into luxury hotels? HoteLux is the membership-based luxury hotel booking app, and it's free to join through this invite link. Book in the app and you unlock member benefits: daily breakfast, up to US$200 in dining or spa credit, room upgrades, plus early check-in and late check-out (subject to availability). Be clear-eyed: the invite page promises member benefits, not a separate cash or points bonus; perks only apply to stays booked through HoteLux; and upgrades and flexible check-in aren't guaranteed. Compare against booking direct.

Requirement: Free to register; perks apply only to hotel stays booked through HoteLux

Provider

Payke

500 Payke POINT (in-app campaign)

Off to Japan and can't read the packaging? Payke is the travel app that scans product barcodes and translates them into 7 languages — a proper essential for drugstores and supermarkets. Enter invitation code ZMH3HZVG when you register (the link won't fill it in — type it yourself) and new users get 500 Payke POINT. Honest note: the invite shows 500 points, but Payke's official pages don't publish the invite amount or a fixed yen value per point; points go towards Payke eSIM and proxy-buying discounts or prepaid cards usable in Japan — not cash.

Requirement: Free to register; enter the invitation code manually at sign-up

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Red Bull MOBILE Data

Free 100MB

Yes, Red Bull does travel eSIMs — bet you didn't see that coming. Install the app through this link and enter referral code RCALF78de4WRFZvy in the app. The official app listings promise your first 100MB free — plenty for a test run — while the referral bonus itself isn't published, so any extra is a surprise waiting in the app. Pay-as-you-go data covers 100+ countries, run by A1 Telekom Austria. 100MB only stretches to maps and messaging — buy more in the app when you need it. You need to be 18, or have a parent or guardian's consent.

Requirement: No purchase required for the free 100MB; enter referral code RCALF78de4WRFZvy in the app

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Revolut

No reward for you

To be clear: joining Revolut through this invite link earns you nothing. Revolut's referral terms give the person joining no reward, unless Revolut tells you about one of your own. Open it if you want a free multi-currency account for travel and everyday spending; the Standard plan costs nothing and no bank switch is needed.

Requirement: None: there is no new-customer reward to qualify for

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Smart Traveller

150 points + lounge vouchers

Fly often? Smart Traveller is Plaza Premium Group's free airport rewards programme, and it's worth a free sign-up. Register with referral code JU8XWJ (the link prefills it), click the email verification link to activate, and 150 ST Points are credited straight away — plus e-vouchers in the app: a complimentary extra lounge hour, 50% off companion access, free kids' access. Two reality checks: the welcome offer is for everyone who joins by 31 Dec 2026, not referral-only (the code adds nothing extra for you), and 150 points is nowhere near a lounge-visit redemption — read each voucher's terms in the app.

Requirement: Free to join; register with code JU8XWJ and activate by email before 31 Dec 2026

Provider

USIMS

Free 1GB (USA & Europe)

Heading to the USA or Europe? Download USIMS through this invite link, sign up, and grab 1GB of free data for the USA and Europe — no card, no purchase. USIMS is a single travel eSIM covering 200+ countries and regions; when the free data runs out, just buy a plan in the app. Clear-eyed notes: the free 1GB is USA and Europe only — check the separate low-speed Free Essentials tier for other destinations — and the US$3 credit mentioned in the invite message isn't confirmed on official pages, so don't count on it. Your phone must be unlocked and eSIM-compatible.

Requirement: No purchase required for the free 1GB (USA & Europe)

Provider

Virgin Red

1,000 Virgin Points

Virgin Red is Virgin's free rewards club — and joining through this referral link bags you 1,000 Virgin Points. It costs nothing to join; then, within 18 months, earn your first Virgin Points from a qualifying earn in the app or website's Earn section, and the 1,000-point bonus arrives by email as a promo code (sent within 7 days of the points crediting), which you must redeem within a month — use it or lose it. Points can go towards Virgin Atlantic flights, train tickets, coffee, Percy Pigs and more. Worth knowing: buying points, conversions, bonus awards, prize draws and games don't count as qualifying earn, and it's UK residents aged 18+ only.

Requirement: One qualifying earn from the Earn section of the Virgin Red app or website within 18 months (not buying points, conversions, bonuses, prize draws or games)

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Revolut Business

No reward for your business

Open a Revolut Business account through GetQuids' invite link only if the account suits your company. Under Revolut's Customer to Business referral terms the invited business gets no reward.

Requirement: None: there is no reward for the invited business