NatWest £200 switch: the dates that matter
Open a NatWest Select or Reward account and complete a full CASS switch from a bank outside NatWest Group. Within 60 days of the switch completing, pay in £1,250 (each payment held for 24 hours) and log in to the mobile app. Anyone who has ever had NatWest Group switch cash is excluded. Note the date your switch completes: the 60 days start then.
Read our full assessment →Quick answer
Use the referral link for the NatWest offer. New eligible customers can get £200 after meeting the requirement: Within 60 days after the switch completes: £1,250 paid in, each payment held for at least 24 hours, and a mobile-app login. Last verified 2026-10-11.
- Reward
- £200
- Referral code
- No code required
- Last verified
- 2026-10-11
- Difficulty
- Medium
- Time to claim
- 15-20 minutes
- Time to payout
- Within 30 calendar days after qualification, while the eligible account remains open
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Check you are a UK resident aged 18 or over, held no NatWest current account on 6 May 2026 and have never had cash from an RBS, NatWest or Ulster Bank switch offer; then open a Select or Reward account.
- Request a full CASS switch online or in the app from a current account at a bank outside RBS, NatWest and Ulster Bank; the old account closes. Partial switches and banks outside CASS don't count.
- Within 60 days of the switch completing, pay in a total of £1,250. Payments can be cumulative, the balance the switch moves counts, and each qualifying payment must stay at least 24 hours. On Reward, the £1,250 you pay in for the account's monthly condition counts too.
- Within that same window, log in to the NatWest mobile banking app; an online-banking login alone doesn't count. The 60 days run from completion, so do the pay-in and login on or after switch day.
- Save the application, switch completion, pay-in and login evidence, and keep an eligible account open through payout.
- The £200 is paid within 30 calendar days after completing the requirements.
Eligibility & requirements
- UK resident aged 18 or over who held no NatWest current account on 6 May 2026 (former customers who had closed theirs before then can qualify). Open a Select or Reward account from 6 May 2026 while the offer is available.
- Full CASS switch, requested online or in the app, from a bank outside RBS, NatWest and Ulster Bank; it must close the old account and move its payments. Group-internal switches, partial switches and banks outside CASS don't qualify.
- Pay in £1,250 and log in to the mobile app within 60 days of switch completion, not 60 days of the request. Funds moved by CASS count, and each qualifying payment must stay at least 24 hours. On Reward, the monthly £1,250 also counts, so you don't need £2,500.
- No applicant or joint-account party may ever have received cash from an RBS, NatWest or Ulster Bank switch offer. One incentive only, even with multiple accounts.
- At payout the account must be open and not a Student, Graduate, Foundation, Reward Black, Premier Select or Premier Reward account; changing to another NatWest current account is otherwise fine.
- £200 within 30 calendar days after all tasks. No closing date is published and NatWest can change or withdraw the campaign, but if it withdraws it after you have applied to switch, you are still entitled to the £200 as long as you meet the conditions.
Verification notes
- Minimum spend/deposit
- Within 60 days after the switch completes: £1,250 paid in, each payment held for at least 24 hours, and a mobile-app login
- Last verified
- 11 October 2026
- Automated source check
- 15 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- £200 with no Direct Debit or card-spending task, and you keep your entitlement if the offer is withdrawn after you apply to switch.
- Qualifying pay-ins may be split into several payments.
- The balance moved by the switch counts if the 24-hour holding condition is met.
Watch out for
- Any previous NatWest Group switch cash excludes the offer, as does holding a NatWest current account on 6 May 2026.
- Each £1,250 payment must meet the 24-hour hold rule, and the mobile-app login is compulsory.
- Select charges 2.75% on foreign-currency card spending and cash. Reward costs £2 a month and needs £1,250 paid into an eligible NatWest account every month to earn Rewards, with one sole and one joint Reward account per person.
- Full CASS closes the account being switched away from.
FAQ
- Can previous NatWest Group bonus recipients qualify?
- No. The May 2026 terms exclude anyone who has ever received switch cash from RBS, NatWest or Ulster Bank, including a joint-account party.
- Must the £1,250 stay in the account?
- Only for 24 hours per payment. The total can be cumulative, the switched balance counts, and on Reward the monthly £1,250 counts too. The pay-in and app-login deadline is 60 days after the full switch completes.
- Does an online banking login count?
- No. The terms require a login to the NatWest mobile banking app, on any device that supports it.
Related offers
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Monzo
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Requirement: None on this invite: open a Biscuit account through the link within 30 days of entering your mobile number
Easy5-10 minutes; opening can take up to 2 working daysPayout Within 30 days of qualifying
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Added 26 June 2026 · Last updated 11 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.