Credit Card Sign-up Bonuses & Referrals

Provider

Currensea

£10

Currensea's £10 needs £100 of foreign-currency spending within 180 days and a card kept for 90 days, which nets about £9.50 on the free Essential plan while delivery stays waived. The catch is the bank list: only 14 UK banks can be linked, so Monzo, Starling, Revolut and Chase customers can't use it. Checks are soft searches with no footprint.

Requirement: £100 in foreign currencies within 180 days of opening; keep the card for 90 days

Provider

Zilch

£5 in Rewards

Get approved and your card issued within 30 days of signing up through this link, add one small Tap and Pay purchase on Pay now to be safe, and Zilch adds £5 in Rewards within 10 working days. The value is in Pay now at stores you already use; the pay-later side is credit (representative APR 14.9% to 31.9% by tier), and Auto Snooze charges £1 or £2 per failed instalment.

Requirement: Verify your ID, get approved and receive your card within 30 days; the referral page also asks for a first Tap and Pay purchase

Provider

Marriott Bonvoy Debit Card (Currensea)

2,000 bonus pts

Stacking travel points without another credit card? Quite. Apply for the Marriott Bonvoy Debit Card (by Currensea) with referral code CK7LHN, get approved, and make one genuine purchase — the official terms name no minimum amount — and you earn 2,000 Marriott Bonvoy bonus points, credited within 14 calendar days of the qualifying transaction. Three rules: the transaction can't be cancelled, refunded or reversed; don't close the account within 90 days of approval or the bonus is lost; and the reward is points, not cash — non-transferable, no cash value. You need to be 18+, have a valid mobile number, and never have held either Marriott Bonvoy Debit Card.

Requirement: First genuine card purchase; no minimum transaction amount is stated

Provider

American Express Platinum Card

100,000 pts

Apply for The Platinum Card through this American Express referral and earn 100,000 Membership Rewards points when approved and spending £6,000 in your first three months.

Requirement: £6,000 spend in first three months