Wise invite: pick a free card or a fee-free transfer
Join Wise through this invite link and you choose one gift: the physical card free (it normally costs £7) or one transfer of up to £500 with no Wise fee. Nothing to spend first. If you want the card anyway, the free card is usually the bigger saving: on the routes we priced, even a £1,000 transfer costs less than £5 in fees.
Read our full assessment →Quick answer
Use the referral link for the Wise offer. New eligible customers can get Free card (£7) or fee-free transfer after meeting the requirement: None: signing up through the invite link is enough to choose the gift. Last verified 2026-10-12.
- Reward
- Free card (£7) or fee-free transfer
- Referral code
- No code required
- Last verified
- 2026-10-12
- Difficulty
- Easy
- Time to claim
- 5-10 minutes
- Time to payout
- Choose the gift after sign-up; the fee-free transfer is single use, applied automatically and usable for up to 6 months
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the invite link above and create a Wise account; signing up through the link is all you need to do for the gift.
- Complete Wise's identity check with photo ID, proof of address and a selfie.
- Choose your gift: a free card, saving the normal £7 order fee, or one fee-free transfer of up to £500.
- If you choose the fee-free transfer, Wise applies it automatically to your next eligible transfer; use it within 6 months of signing up.
- Already signed up without the link? Add this invite link on Wise's referral page within 30 days of signing up; after 30 days it can't be added.
Eligibility & requirements
- For new Wise customers signing up through this invite link. An existing customer can add the link within 30 days of signing up, but not after.
- Wise's own guide says you need to be 18 or over and live in the UK, with photo ID, proof of address and a selfie.
- One gift only: a free card (normally £7) or one fee-free transfer of up to £500, not both.
- The fee-free transfer is single use and expires 6 months after sign-up. Normal fees apply on any amount above £500, and it doesn't cover card payments or same-currency top-ups.
- Wise's live invite page and referral terms control.
Verification notes
- Minimum spend/deposit
- None: signing up through the invite link is enough to choose the gift
- Last verified
- 12 October 2026
- Automated source check
- 15 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Converts at the mid-market rate with no markup; fees start from 0.24%, depending on the currency.
- No monthly fee, and account details in 22 currencies.
- The UK Wise Current Account has pound account details, Direct Debits and a debit card.
- No qualifying spend: signing up through the link is enough to choose the gift.
Watch out for
- Wise is an e-money institution, not a bank: your balance is safeguarded rather than FSCS-protected.
- The gift is small: the card saves £7, and the fee-free transfer covers one transfer of up to £500.
- The fee-free transfer doesn't cover card payments or same-currency top-ups, and normal fees apply above £500.
- Held transfers, verification checks and account blocks dominate recent complaints.
FAQ
- What do I get through the Wise invite link?
- One gift of your choice: a free card (normally £7) or one fee-free transfer of up to £500. The fee-free transfer is applied automatically, can be used for up to 6 months after you sign up, and doesn't cover card payments or same-currency top-ups.
- Do I need to send or spend money to get the gift?
- No. Signing up through the invite link is all you need to do; then choose the free card or the fee-free transfer.
- I've already signed up. Can I still use the invite link?
- Yes, if you add it on Wise's referral page within 30 days of signing up. After 30 days it can't be added.
- Is Wise a bank?
- No. Wise Payments Limited is an electronic money institution authorised by the FCA (Firm Reference 900507). It safeguards your money with banks such as Barclays and JP Morgan Chase and never lends it out, but the balance isn't FSCS-protected.
- Do I need to switch my bank account to Wise?
- No. This is an invite gift, not a Current Account Switch Service offer.
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Added 17 June 2026 · Last updated 12 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.