Moneyfarm code MF650641: a 20% fee discount for your first 6 months of investing
Rather leave the stock-picking to someone else? Moneyfarm runs managed portfolios for ISAs, pensions and general accounts. Join through our link or with code MF650641 and, according to Moneyfarm's in-app invite screen, your Moneyfarm fees are cut by 20% for 6 months once you start investing. It's a discount rather than cash, and it never touches fund costs or Share Investing charges. You'll need £500 to open a managed account. Investing involves risk; not investment advice.
Read our full assessment →Quick answer
Use code MF650641 for the Moneyfarm offer. New eligible customers can get 20% fee discount for 6 months after meeting the requirement: £500 minimum to open a managed account; top-ups from £100. Last verified 2026-10-12.
- Reward
- 20% fee discount for 6 months
- Referral code
MF650641- Last verified
- 2026-10-12
- Difficulty
- Medium
- Time to claim
- 10-15 minutes
- Time to payout
- Fee discount, not cash: 20% off your Moneyfarm fees for 6 months once you start investing
MF650641Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Start from our link, or enter code MF650641 at registration, and check it shows as applied before you finish.
- Complete the investor questionnaire and the identity and source-of-funds checks.
- Choose a managed account (Stocks and Shares ISA, Junior ISA, SIPP or general account) and a management style.
- Invest at least £500 by Direct Debit or bank transfer from a UK account in your own name.
- Once you start investing, the 20% discount comes off your Moneyfarm fees for 6 months; nothing is paid out in cash.
- If the discount hasn't been applied after your first monthly fee, ask Moneyfarm.
Eligibility & requirements
- New Moneyfarm customers signing up with code MF650641 or our link.
- 18 or over with a UK bank account; you must be UK-resident to open an ISA. Moving abroad or changing your tax residency lets Moneyfarm end the agreement.
- £500 minimum to open a managed account; top-ups from £100.
- Discounts come off Moneyfarm's own fees only, never fund costs, trading or currency fees; Moneyfarm's live terms set which of its fees this one covers. Discounts have no cash value, and any part bigger than the fee due in a month is lost.
- Share Investing (DIY) charges aren't reduced, and a Cash ISA has no management or platform fee for the discount to come off.
- Moneyfarm can change or withdraw the offer at any time and can decline to open an account. Capital is at risk.
Verification notes
- Minimum spend/deposit
- £500 minimum to open a managed account; top-ups from £100
- Last verified
- 12 October 2026
- Automated source check
- 15 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Managed portfolios for people who don't want to pick investments themselves.
- 20% off your Moneyfarm fees for 6 months once you start investing.
- Managed Stocks and Shares ISA (flexible), Junior ISA, SIPP and general account in one app.
- Active management fees fall as you invest more: 0.20% from £50,000 and 0.10% from £100,000.
Watch out for
- Active management costs 0.45% a year on the first £50,000 plus a 0.25% platform fee (minimum £1.25 a month), plus fund costs of about 0.16% and spread of up to 0.05% on a Classic portfolio.
- The £1.25-a-month platform minimum makes small balances expensive: about 2% a year on £1,000.
- The discount is a cut in fees, not cash, and lasts 6 months.
- Investment risk applies, so don't invest only for the discount if the product doesn't suit you.
FAQ
- What Moneyfarm code should I use?
- Use code MF650641 at registration, or start from our link on this page, and check the code shows as applied before you finish.
- What does code MF650641 get me?
- Per Moneyfarm's in-app invite screen, a 20% discount on your Moneyfarm fees for 6 months once you start investing. It is a fee discount, not cash, and it never reduces fund costs, trading or currency fees, or Share Investing charges.
- Do I need to invest to qualify?
- Yes. The discount starts once you start investing, and a managed account needs at least £500 to open; top-ups are from £100.
- Can my Moneyfarm investment lose value?
- Yes. Moneyfarm is an investment platform, so your capital is at risk and investment values can fall as well as rise.
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Added 17 June 2026 · Last updated 12 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.