InvestEngine referral: random £20–£200, held for 12 months — UK checklist
Join InvestEngine through this referral link as a new customer, open an eligible personal account (ISA, GIA or SIPP) and invest at least £100, and InvestEngine's referral terms let you claim randomly drawn funding of £20–£200. You must then keep at least £100 plus the bonus invested for 12 months.
Read our full assessment →Quick answer
Use the referral link for the InvestEngine offer. New eligible customers can get £20–£200 after meeting the requirement: Invest at least £100 in an eligible personal InvestEngine portfolio (ISA, GIA or SIPP). Last verified 2026-10-12.
- Reward
- £20–£200
- Referral code
- No code required
- Last verified
- 2026-10-12
- Difficulty
- Medium
- Time to claim
- 10-15 minutes
- Time to payout
- Claim in the app once your £100 investment settles; InvestEngine aims to credit within 2 business days, but it can take 5 or more
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the referral link above and create an InvestEngine account; the referral can't be added later.
- Choose a personal ISA, GIA or SIPP (Business accounts use a separate bonus band).
- Complete identity verification and the account-opening questions.
- Invest at least £100 in that portfolio.
- Once the £100 investment settles, you get an in-app or email notification; log in to claim. The amount is drawn at random at claim and can't be changed. InvestEngine aims to credit it within 2 business days, but it can take 5 or more.
Eligibility & requirements
- New customer who has never registered with or used InvestEngine. You must sign up through this referral link: InvestEngine can't add a referral afterwards, and self-referrals are not accepted.
- 18 or over, UK resident for tax, with a UK residential address and a UK current account in your own name. InvestEngine doesn't open accounts for non-UK residents (including UK nationals living abroad) or US persons.
- Open an ISA, GIA or SIPP and invest at least £100; the bonus is drawn at random from £20–£200 under the personal referral table. Business accounts use a separate band.
- InvestEngine pays a bonus only on a referrer's first 25 referrals, so a referral beyond that gets no bonus.
- Keep at least £100 plus the bonus invested for 12 months; if you drop below that, InvestEngine takes back an amount equal to the bonus, whatever the market has done.
- The 12-month period starts on the date you receive Referral Funding; it counts £100 net investment plus the bonus, and other promotional rewards don't count towards it.
- Cancelling in the 30-day cancellation period sells everything and breaks the hold, and withdrawing shortly after investing can stop the bonus being paid. If InvestEngine asks for details to verify a bonus that wasn't credited automatically, supply them or it can be forfeited.
- Published personal reward bands: £20–£24 (75%), £28–£34 (15%), £42–£56 (5%), £75–£100 (3%) and £150–£200 (2%); InvestEngine says actual awards can differ from these weightings.
- Investments can fall; the bonus is investment funding, not immediately withdrawable cash.
Verification notes
- Minimum spend/deposit
- Invest at least £100 in an eligible personal InvestEngine portfolio (ISA, GIA or SIPP)
- Last verified
- 12 October 2026
- Automated source check
- 15 September 2026
- FCA register number
- 801128
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- On the minimum £100, the most likely £20–£24 bonus is a 20%–24% top-up before any market movement.
- Personal account referral bonus is advertised as between £20 and £200.
- ETF investing in an ISA, GIA or SIPP, with no platform fee on DIY portfolios.
- Good fit if you already want a low-cost investment platform.
Watch out for
- Bonus value is random: three times in four it's £20–£24.
- You need to invest at least £100 before you can claim the bonus.
- Investment risk applies, including to any bonus invested.
- The bonus and your £100 are locked in for 12 months, and a clawback takes back the full bonus amount whatever the market has done.
FAQ
- Will I get £200?
- Probably not. The bonus is drawn at random when you claim: three times in four it's £20–£24, and only 2% of draws land at £150–£200. The amount can't be changed once shown.
- Can I withdraw the bonus?
- Not without losing it. For 12 months after it arrives you must keep at least £100 plus the bonus invested, or InvestEngine takes back an amount equal to the bonus.
- How much must I invest?
- At least £100 in an ISA, GIA or SIPP, excluding promotional amounts.
- When is the bonus paid?
- Once your £100 investment settles, InvestEngine sends an in-app or email notification; log in to claim it. It aims to pay within 2 business days, but busy periods can take 5 or more.
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Added 17 June 2026 · Last updated 12 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.