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Currensea code CKKYY7: £10 after £100 abroad, if your bank is supported

Currensea's £10 needs £100 of foreign-currency spending within 180 days and a card kept for 90 days, which nets about £9.50 on the free Essential plan while delivery stays waived. The catch is the bank list: only 14 UK banks can be linked, so Monzo, Starling, Revolut and Chase customers can't use it. Checks are soft searches with no footprint.

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Quick answer

Use code CKKYY7 for the Currensea offer. New eligible customers can get £10 after meeting the requirement: £100 in foreign currencies within 180 days of opening; keep the card for 90 days. Last verified 2026-10-12.

Reward
£10
Referral code
CKKYY7
Last verified
2026-10-12
Difficulty
Medium
Time to claim
5-10 minutes
Time to payout
Bank transfer to the linked account within 5 working days of meeting the £100 spend
Get £10 ->Referral code: CKKYY7

Ad / referral links — we may earn a bonus when you sign up.

How to claim

  1. Check your current account is with one of Currensea's 14 supported UK banks; Monzo, Starling, Revolut, Chase and basic bank accounts can't be linked.
  2. Open the referral link above, or enter code CKKYY7 when you sign up.
  3. Pass Currensea's checks, which are soft searches that leave no footprint on your credit file, and link your current account.
  4. Order and activate the card. Essential delivery is normally £4.95 but has been waived since 29 June 2026 until Currensea withdraws the offer.
  5. Spend £100 or more in foreign currencies (any of the 180 Currensea supports) within 180 days of opening your account.
  6. Keep the card for at least 90 days. The £10 is paid by bank transfer to the linked account within 5 working days of meeting the spend.

Eligibility & requirements

  • 18 or over, with a valid mobile number and an active current account at a supported UK bank with online or mobile banking. No active County Court Judgments, and the referral terms ask for a good credit history with no payment defaults.
  • You must live in the UK, France, Spain, Italy, Germany, Belgium, Ireland, the Netherlands or Cyprus; the linked account must still be with a supported UK bank.
  • New customers only: not paid if you already have a Currensea card or have applied for one before.
  • Spend £100 or more in foreign currencies within 180 days of opening the account. Refunds that take the spend below £100 cancel the reward.
  • Not paid if the card is cancelled within 90 calendar days of applying or the application is fraudulent.
  • Your £10 is stated on Currensea's refer-a-friend page rather than in its written referral terms, so check the offer shows in the app. No end date is published, and Currensea can withdraw offers at any time.

Verification notes

Minimum spend/deposit
£100 in foreign currencies within 180 days of opening; keep the card for 90 days
Last verified
12 October 2026
Automated source check
15 September 2026

Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.

Pros

  • Essential has no annual fee and charges 0.5% over the interbank rate on 16 major currencies.
  • Spends from the current account you already have, with nothing to top up.
  • A debit card: no credit-card application, and the checks are soft searches with no footprint.
  • £100 of spending on Essential costs about 50p in markup, so the £10 nets about £9.50 while delivery stays waived.

Watch out for

  • Only useful if you spend in foreign currencies.
  • Monzo, Starling, Revolut, Chase and other app-based banks can't be linked.
  • Essential adds 1% on card spending above £500 a month and 2% on cash above £200 a month.
  • Pro (£39.95 a year) and Elite (£150) lock you in for 12 months and renew automatically.

FAQ

What Currensea referral code should I use?
Use code CKKYY7 during sign-up, or start from the referral link on this page.
How do I get the £10 Currensea bonus?
Sign up with code CKKYY7, spend £100 or more in foreign currencies within 180 days of opening the account, and don't cancel the card within 90 days of applying. You can't have had or applied for a Currensea card before. The £10 is paid by bank transfer within 5 working days of meeting the spend.
Does Currensea run a credit check?
It runs soft searches that don't leave a footprint on your credit file. You still need no active County Court Judgments, and the referral terms ask for a good credit history with no payment defaults.
Is Currensea a credit card?
No. It's a travel debit card that spends from your existing current account at a supported UK bank.
ReferralTravelDebit CardForeign Spend

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Added 17 June 2026 · Last updated 12 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.