Check your switch: Santander £180 switch campaign: ended 31 July 2026Expired
The recorded £180 Santander switch campaign ended on 31 July 2026. The provider also shows a separate £240 campaign that ended on 7 October; neither is a confirmed new-applicant reward today. This record is retained for historical conditions. Keep the provider terms for your records.
Quick answer
Use the referral link for the Santander offer. New eligible customers can get £180 after meeting the requirement: £1,500 pay-in and 2 active household Direct Debits. Last verified 2026-10-09.
- Reward
- £180
- Referral code
- No code required
- Last verified
- 2026-10-09
- Difficulty
- Medium
- Time to claim
- 20-30 minutes
- Time to payout
- 60-90 days
This offer has ended
It had ended by 31 July 2026 and is kept here for reference only. See the live Bank Switching offers instead. Bank Switching →
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open an eligible Santander current account such as Everyday, Edge, Edge Up, Edge Explorer or Private.
- Use the Current Account Switch Service to switch in a current account from another provider.
- Within 60 days, complete the full switch and pay in at least £1,500.
- Keep at least 2 active household Direct Debits in place for the eligibility check and payment date.
- Receive £180 after Santander confirms the switch criteria are met.
Eligibility & requirements
- UK residents opening an eligible Santander current account.
- Must not have held a Santander, cahoot or Cater Allen current account on 1 January 2025.
- Must not have previously received a Santander switch incentive.
- Must complete a full CASS switch within 60 days.
- Must pay in at least £1,500 and hold 2 active household Direct Debits.
Verification notes
- Minimum spend/deposit
- £1,500 pay-in and 2 active household Direct Debits
- Last verified
- 9 October 2026
- Automated source check
- 15 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Clear £180 cash switch bonus.
- Everyday account route is fee-free.
- Edge accounts can add bill cashback if their fee makes sense for you.
- Good option after larger £200+ switch bonuses.
Watch out for
- Household Direct Debit definition is narrower than generic Direct Debits.
- Requires £1,500 pay-in.
- Payout can take longer than faster switch offers.
- Full CASS closes the old account.
FAQ
- What counts as a Santander household Direct Debit?
- Santander's live terms define eligible household Direct Debits. Check the official wording before switching, because generic savings or card payments may not count.
- Is there a Santander referral code?
- No referral code is listed here. This is an official public switch offer through Santander's own current-account page.
Related offers
Provider
Monzo
Monzo's referral terms give a new UK customer 30 days from entering their mobile number on the invite page to open an account, add money and make one card payment. Your reward is random: £10 for 94 people in 100, £20 or £50 for the rest, and only £5 in some cases. Open it for the account, not the bonus.
Requirement: Add money (any amount) and make one eligible Monzo card payment within 30 days
Easy10 minutesPayout No timeframe in the terms: Monzo shows the reward in the app once the referral is complete
Verified 11 October 2026
Provider
Chase UK
Chase pays you £50 when you activate a single-use referral code in the app and pay in £1,000 in total within 30 days of opening your first account. Chase only lets customers send codes to people they know, so request a private invite from this page rather than relying on a public code. Move the £50 out of Rewards before you ever leave Chase.
Requirement: Activate a personal single-use code and pay in £1,000 in total within 30 days of opening your first Chase account
MediumApproval and invitation availability varyPayout Added to your rewards balance straight away once you reach £1,000 (Chase emails you); redeem it before leaving Chase
Verified 11 October 2026
Provider
Zopa Biscuit
Open a Biscuit bank account through GetQuids' Zopa invite link and you get £20, provided you've never used the Zopa app or held a Zopa product. Enter your mobile number on the invite page first and finish within 30 days; the live invite terms control.
Requirement: None on this invite: open a Biscuit account through the link within 30 days of entering your mobile number
Easy5-10 minutes; opening can take up to 2 working daysPayout Within 30 days of qualifying
Verified 12 October 2026
Added 26 June 2026 · Last updated 9 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.